SDKA is a specialist bridging finance lender. We offer short-term financing solutions used to meet immediate cash flow needs, secured on commercial and buy-to-let properties throughout the UK.

At our core, we believe in a personalised approach, evaluating each case on its unique merits, collaborating closely with clients to tailor solutions that precisely meet their financial requirements.

Key features of our bridging loans
  • Short-term: Bridging loans are designed to be short-term solutions, ours usually range from three months to eighteen months. However, at SDKA we consider each application individually to provide a bespoke solution for each enquiry, tailored to our client’s individual needs.

  • Quick approval and disbursement: SDKA processes these loans quickly, making them suitable for situations where a rapid injection of funds is required.

  • Competitive: Our loans are up to 75% LTV, Max loan £2.5m. 2% arrangement fee. With No exit fee.

  • Payment Options: We offer Serviced, Retained, Part service/Part retained payment options at SDKA.

  • Clients: We lend to a range of clients including Ltd Co’s, Sipps, LLP’s, Ex pat / Non UK residents, Self employed and individuals for business purposes.

Our Product Range

Bridging finance:

Type Residential – Buy to let HMO, Refurb, mixed use Commercial – investment & owner occupied
Max LTV 75% 70% 65%
Interest rates from 0.85% pcm 1% pcm 1% pcm
Term 3-24 months 3-24 months 3-24 months
Max loan £2.5m £2.5m £2.5m

Bridge 75

Bridge 70

Bridge 65

Other finance options:





We will consider all cases on an individual basis, including those outside of the standard criteria. SDKA provides unregulated bridging and term finance solutions for business purposes. We do not offer regulated mortgage contracts, FCA-regulated loans, or regulated credit agreements. All loans are subject to internal reviews.